Investment appraisal

NPV calculator for annual investment cash flows

The npv studio calculator helps estimate net present value from a series of annual cash flows. It is designed for project appraisal, business cases, capital investment decisions, and finance education.

Open the interactive NPV calculator

What the calculator shows

  • Net present value using the selected discount rate.
  • Annual cash flow bars before discounting.
  • Discounted cash flow bars in present-day terms.
  • Cumulative cash flow lines for nominal and discounted values.
  • Equivalent annual value for comparing investment alternatives.

When to use an NPV calculator

Use an NPV calculator when an investment has costs and benefits spread over time. A positive NPV suggests the investment creates value at the selected discount rate, while a negative NPV suggests it does not meet that required return.